Single vehicle taxi insurance 

Insure single vehicle taxis at a competitive price

What is single vehicle taxi insurance? 

Single vehicle taxi insurance is specialist cover for self-employed taxi drivers utilising their own vehicles. It helps protect against the unique risks that come with the carriage of people.

If you have more than one taxi to insure, you may benefit from taxi fleet insurance, which allows you to insure 3 or more vehicles on one policy.

Do I need taxi insurance?

Anyone who drives a taxi for profit, whether it’s a private hire vehicle like a minicab or a public hire car such as a black hackney carriage, will need specific taxi insurance. Standard car insurance won’t cover you, even if it includes cover for business use. You cannot drive a taxi without your taxi badge or taxi insurance – it’s essential to cover you, your passengers, and other road users in the event of incidents or accidents.

What type of single vehicle taxi insurance do I need? 

The two main types of taxi insurance are for private hire and public hire taxis. Whichever type of taxi you have, we have appropriate cover available. 

  • Private hire vehicles are minicab-type vehicles that can only be pre-booked and can’t be hailed at a taxi rank or on the street.
  • Public hire vehicles are black cabs, hackney carriages and other vehicles that are licensed by the council to pick up fares on the street and at taxi ranks.

How much is taxi insurance for one vehicle? 

These two categories have different levels of risk involved, but how much you pay for your policy is more likely to depend on factors such as your age, location, annual mileage, and how long you have held your taxi badge.

The fastest way to find out how much you could pay for taxi insurance is to get a quote and look for competitive prices at a suitable coverage level.

Why choose us?

  • Shop the market

    We liaise with our panel of up to 120 insurers to find you covers that are tailored to your business’ unique needs.

  • Expert teams

    Our insurance specialists have over 70 years industry experience.

  • Additional services

    We can combine other Radius services to include wider products and services such as telematics, telecoms and vehicle leasing.

How to get taxi insurance

Call us directly on 0113 258 2219 for a quote today.
Our team of dedicated sales experts will take you through the process of setting up your new taxi insurance policy from quote to inception. We will also be here to offer any advice or help you may need after you have taken out your policy with us.