Business premises insurance

Protect your business interests. We provide competitively-priced cover for a broad range of businesses, no matter the size or complexity.

What is business premises insurance?

Business premises insurance covers the physical premises of your business, regardless of the business type – restaurant, offices, warehouse, factories, and more.

While it’s not a legal requirement, it’s important to have. There’s always a risk of damage to your building and it’s best practice to be covered instead of paying for expensive repairs yourself.

Why is business premises insurance important?

However your business generates revenue, your premises are likely to be integral to your operation. Everyday risks could be devastating for a business. Business premises insurance is designed to help cover repair or rebuild costs if any of those risks becomes a reality.

Whether you need to protect the building itself or the goods inside – or both – We’ll help you find a policy that can mitigate the risks you face.

What does business premises insurance cover?

The policies vary and can be tailored to your specific needs. In general, business premises insurance cover all major risks, including: 

  1. Fire, explosions
  2. Natural disasters like flooding, storms or earthquakes
  3. Malicious acts of vandalism including burglary, arson and even riots
  4. Accidental damage
  5. Damaged caused by burst water pipes

How can we help?

We liaise with our panel of up to 120 insurers to find a suitable policy for you and your business. We are experts in our field and we’re not tied to any one company.

Our aim is to find you competitive cover and deliver a quality broking service.

Why choose us?

  • Shop the market

    We liaise with our panel of up to 120 insurers to find you covers that are tailored to your business’ unique needs.

  • Expert teams

    Our insurance specialists have over 70 years industry experience.

  • Additional services

    We can combine other Radius services to include wider products and services such as telematics, telecoms and vehicle leasing.

Not sure which cover you require?

Call us directly on 0114 261 2020 for a quote today.
Our team of dedicated sales experts will take you through the process of setting up your new business premises insurance from quote to inception. We will also be here to offer any advice or help you may need after you have taken out your policy with us.