Business Insurance

Businesses face many risks every day. Make sure you are protected with business insurance. We provide competitively-priced cover for a wide range of businesses, regardless of size or complexity.

What is business insurance?

Business insurance can help protect you and your company from unforeseen expenses, whether you run a large multinational corporation, a small business or are self-employed. 

The specific covers that apply to your company will vary based on your business type and needs. Common covers include Public Liability, Employers’ Liability, Professional Indemnity, and business premises cover. 

Both business owners and independent professionals can obtain cover to protect themselves in the event of injury to people or damage to property, claims of alleged negligence can obtain cover for stock and goods, damage of business premises, business interruptions and legal costs in defending claims.

Public liability insurance

Dealing with the public is essential and unavoidable for most companies. Public liability insurance is important to cover the possible impact of any mistakes or mishaps. It can cover your business in case of personal injuries and losses, damage to property, or fatalities involving members of the public in connection with your business.

We help businesses of all sizes, from self-employed sole traders to multinational companies, to arrange bespoke cover.

Employers’ liability insurance

Employers’ liability insurance is highly recommended for businesses with employees. It’s important to protect you and your business against legal and compensation expenses from employee injury claims in connection with their work. 

Failing to have this type of insurance can result in huge financial and reputational costs for your business. Our team can help you understand the level of cover you require and the costs involved.  

Business premises insurance

Business premises are most likely essential and an integral part of the operation of many businesses. Business premises insurance is important to protect your premises, your office or shop contents, goods stored in your premises — or all of these. 

While you’re not legally required to have this type of insurance, it’s advisable to insure your business premises. We can help you find a policy that provides a suitable level of cover for your individual needs. 

What does business insurance cover?

Since no two businesses are alike, the risks they face will also differ.
There are different types of business insurance to protect you.

We can offer a package of commercial combined covers that will help to shield your business from the most common risks you may encounter.

Types of business insurance we offer include:

  1. Public liability insurance
  2. Professional indemnity insurance
  3. Construction insurance
  4. Employers’ liability insurance
  5. Business interruption insurance
  6. Plus many more to suit your business

Why choose us?

  • Shop the market

    We liaise with our panel of insurers to find you covers that are tailored to your business’ unique needs.

  • Expert teams

    We have been trading since 2007 and cover businesses of all sizes.

  • Additional services

    We can combine other Radius services to include wider products and services such as telematics, telecoms and vehicle leasing.

Need help finding suitable coverage?

Call us directly on 042 939 3993 for a quote today.
Our team of dedicated experts will take you through the process of setting up your new business insurance policy from quote to inception. We will also be here to offer any advice or help you may need after you have taken out your policy with us.