Business insurance

Most businesses face risks every day.

We provide competitively-priced cover for a broad range of businesses, no matter the size or complexity.

What is business insurance? 

Business insurance protects you from potential losses that may arise from your day-to-day activities. It can help in case of compensation claims, damage to your assets or fire at your premises, among others.

It gives you the security to know that if the worst happens, you have cover in place.

 

Specific covers will vary depending on your business. Common covers include Public Liability, Employers’ Liability and business premises cover.

Public liability insurance

While dealing with the public is an essential part of most companies, dealing with the fallout from when things go wrong can be catastrophic for your livelihood.  

 

We help to cover the possible impact of mistakes and mishaps, helping businesses ranging in size from self-employed sole traders to international companies.

Employers’ liability insurance

Often referred to as EL, this insurance is there to protect you and your business against compensation claims made by a member of staff due to illness or injury acquired as a result of working for your business.

  

In most cases, it is a legal requirement, although there are some exceptions. Our team can help you understand what applies to your business. 

Business premises insurance

However your business generates revenue, your premises are likely to be integral to your operation. We can help you find the cover to protect locations for many sectors and sizes, from cafes and restaurants to warehouses and offices. 

 

Whether you need to protect the building itself or the goods inside – or both – we’ll help you find the policy that helps mitigate the risks you face. 

 

What does business insurance cover?

No two businesses are the same, which means the risks they face will vary too.

There are multiple types of business insurance available to protect you, and it makes sense to take out policies you are most likely to need. We can help you find the cover that provides you with the protection your business needs.

As a broker, we can provide you with a package of covers that offers protection against the most common risks you may face. We can also provide commercial combined policies that are selected individually to suit your business needs.

Types of business insurance we offer:

  1. Public liability insurance
  2. Professional indemnity insurance
  3. Business equipment insurance
  4. Landlord insurance
  5. Employers' liability insurance
  6. Business interruption insurance
  7. Plus many more to suit your business

Why choose us?

  • Shop the market

    We liaise with our panel of up to 120 insurers to find you covers that are tailored to your business’ unique needs.

  • Expert teams

    Our insurance specialists have over 60 years’ industry experience.

  • Additional services

    We can combine other Radius services to include wider products and services such as telematics, telecoms and vehicle leasing.